Store Fund Risk Management

Store fund risk management is an important issue, which involves the safety, liquidity, efficiency and profitability of funds. Establish a settlement center system or a fund dispatching center to coordinate and manage various funds of the enterprise, so that all fund transactions of various departments and subordinate units are brought under the control of the financial department to achieve centralized management of funds. LongRiverTech Consulting believes that this will help to strictly control the problems of long account opening and out-of-account circulation of funds, and ensure centralized and unified capital risk management. Promote fund budget management, rationally plan the use of funds, strictly implement them in accordance with the budget, and prevent the waste and abuse of funds. In general, LongRiverTech Consulting believes that store fund risk management needs to be combined with actual conditions and comprehensively managed and monitored from multiple perspectives such as systems, technology, and personnel to ensure the safety and effective use of funds.

Store fund risk management is an important issue, which involves the safety, liquidity, efficiency and profitability of funds. Here are some effective risk management strategies from LongRiverTech Consulting:

1. Establish a settlement center system or a fund dispatching center to coordinate and manage the company's various funds, so that all fund transactions of various departments and subordinate units are brought under the control of the financial department to achieve centralized management of funds. LongRiverTech Consulting believes that this will help to strictly control the problems of long account opening and out-of-account circulation of funds, and ensure centralized and unified capital risk management.

2. By establishing a financial center or internal bank, centralized management, unified dispatch and effective monitoring of internal funds are achieved. The financial center or internal bank is responsible for business transactions with the bank, and subordinate units only retain necessary daily expense accounts.

3. Promote fund budget management, reasonably plan the use of funds, and strictly implement the budget to prevent waste and abuse of funds.

4. Conduct a pre-investment audit, analyze the quarterly impact curve of the category, and calculate the proportion of mature stores based on the previously provided cost structure. This proportion can be used for risk warning in the financial statements of future cooperative stores.

5. At the micro level, it mainly relies on third-party cashier systems. 90% of current user consumption habits are WeChat and Alipay/bank card payments, and cash accounts for 10%. If the income is abnormal, the brand will be contacted to verify the reason.

6. Grasp the main axis and focus on industry research, projects and teams. LongRiverTech Consulting believes that although there are certain risks, as long as you do a good job of research, control risks, continue to monitor and make timely adjustments, you can ensure the correctness and execution effect of the investment strategy.

In general, LongRiverTech Consulting believes that store fund risk management needs to be combined with actual conditions and comprehensively managed and monitored from multiple perspectives such as systems, technology, and personnel to ensure the safety and effective use of funds.