LongRiverTech Consulting：Overview of the Bank-Enterprise Direct Payment Management Platform

1. Definition and connection method

The bank-enterprise direct payment management platform is an online management tool that enables enterprises to directly connect with the bank system through the online banking service provided by the bank. This connection method is not limited to any means and can be carried out through the public network or dedicated line, ensuring that the enterprise can intervene at one point, so that all member units of the group can use this service.

2. Main functions

The platform provides a variety of functions to meet the needs of enterprises in fund management, including:

(1). Centralized fund management: realize the unified management of funds in multiple accounts within the enterprise, which is convenient for the financial department to monitor and allocate.

(2). Fund collection: can collect the funds of enterprises scattered in various places into a central account, which is convenient for centralized management and use.

(3). Account query: provide real-time query of the balance, transaction details and other information of the enterprise's bank account, helping enterprises to grasp the fund status at any time.

(4). Fund transfer: realize the rapid transfer of funds within the enterprise and between the enterprise and its partners.

(5). Electronic bill management: including the generation and management of electronic invoices, electronic receipts, etc., to simplify the bill processing process.

(6). Financial statement generation: Automatically generate financial statements such as balance sheets, income statements, cash flow statements, etc. to assist corporate financial analysis.

(7). Risk control: Effectively reduce corporate financial risks by setting funding limits, transaction limits, authority control and other means.

3. Application characteristics and advantages

(1). Bank-enterprise synchronization of account information: Ensure that the account information between the enterprise and the bank is real-time, accurate and consistent, providing strong support for capital decision-making.

(2). Personalized service: Enterprises can flexibly customize internal authorization mechanisms and approval processes according to their own needs.

(3). Simple and efficient operation: Simplify procedures, improve operational efficiency, and reduce operational risks.

(4). Safe and reliable: Adopt a complete security solution to ensure the security and confidentiality of transactions.

In summary, the bank-enterprise direct payment management platform is a powerful tool for modern corporate financial management. By realizing seamless connection between banks and corporate systems, it greatly improves the efficiency and security of enterprises in capital management.